Retailers have faced a recent calamity of events including lockdowns, competition from global behemoths, and economic uncertainty. Despite these events, they have not necessarily received breaks in their insurance premiums.

We believe that retailers are painted with a broad brush and are treated generically by the insurance marketplace. We regularly see companies being misunderstood by traditional underwriting placements due to inaccuracies; this will lead to higher pricing and lower coverage for clients. Our role is to "sell" your risk to the insurance marketplace and procure the appropriate coverage and pricing and diffuse misnomers or prejudice of your operations.

We recognize that each company has unique requirements and objectives, and we work closely to help them achieve those goals. We target the following different types of retail risks:

• Groceries / Supermarkets
• Department Stores with Large Footprints
• Online Stores with National or Global Sales
• Big Box / Superstore
• Specialty and Hobby Store
• Discount Store
• Off-Price Retailer
• Warehouse